Should you file a claim?


If you are unsure whether there is insured damage for an insurance claim and that the damage exceeds your deductible, call us at 918-398-6500 and we will perform an assessment of the damage. We will verify wind and hail damage for you. Depending on the severity of the damage, you may have gutters, screens, siding, and paint damage as well as shingle damage. If you had a tree hit the roof, we will also check the structural components in the attic for damage. We will call in a structural engineer if needed for an assessment as required by Oklahoma law. 


Royal Roofing and Construction will meet with the adjuster at the time of their visit to help with measuring and damage assessment. Keep in mind that some damage may be missed during the initial inspection and it is normal to add additional damage to severely affected properties. 


Once the adjuster has completed the line item detail showing the items to be repaired or replaced, the initial payment will be sent. This initial check will name the insured owner and any mortgage company. The mortgage company is listed as they are listed as an additional insured per the loan documents. Depending on the amount of the check, the mortgage company may endorse the check or they may require documentation of repairs prior to releasing the check. We can walk you through this process and provide your mortgage company with our documents, W9, conditional lien waiver, and our proof of insurance.


IF A CONTRACTOR ASKS YOU FOR MONEY UP FRONT - DO NOT DO BUSINESS WITH THEM!